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Who offers chattel loans?

JCF offers mobile home financing and manufactured home refinancing to customers with good to excellent credit. Our specialty is a "Chattel Mortgage", which refers to a mobile or manufactured home loan, where only the home will be financed. We can help with purchase or refinance, but only when the land is not invloved in the transaction.

Who offers chattel mortgages?

JCF Specializes in Chattel Mortgages, a term used when referring to a loan on a Mobile or Manufactured Home where the land is not a factor and only the Mobile Home will be financed. JCF is a home only lender and proud of it. From Craig to San Luis, to the Capital of Denver, JCF is here for you.

Is a mobile home considered chattel?

Mobile homes are financed using chattel mortgages. A chattel mortgage only covers personal movable property. The mobile home acts as collateral on the mortgage, even if it is moved to several different places throughout the length of the loan. A mobile home falls into the chattel category because it can be moved.

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